BEST Medical Insurance Plan
Comprehensive Medical Protection Tailored for Modern Health Needs
Active Lifestyle Rewards
PRUMillion Med Active offers an approach to medical coverage that recognises the value of proactive health management. Policyholders enjoy an instant discount of up to 15% on medical insurance charges each year by staying claim-free – a reward for healthy living. Beyond this, the plan delivers comprehensive protection, covering inpatient and outpatient care as well as pre- and post-hospitalisation services like consultations and physiotherapy. It also includes robust cancer coverage, featuring genomic testing, treatment, and follow-up care during cancer remission. Together, these benefits offer long-term value for individuals seeking affordable yet complete medical security.
Extensive In Hospital and Outpatient Benefits
PRUMillion Med Active simplifies the healthcare experience by aligning coverage with actual treatment needs. Coverage includes surgical and operating theatre fees, hospital supplies, specialist visits and more based on medical necessity. Outpatient benefits extend to pre-hospitalisation consultations and diagnostics within a specified period before admission, and follow-up care continues after discharge to support full recovery. For added reassurance, extended options include complementary services such as rehabilitation therapy, offering additional support throughout the healing journey.
Enhanced Coverage with Medical Booster
The plan becomes even more robust when paired with the optional Active Booster, which elevates medical coverage and extends the duration of key benefits. Policyholders can enjoy an annual No Claims Benefit of up to RM1,000 for healthcare services, simply by staying claim free. It also increases the annual limits, offering greater coverage against rising medical costs. Unlimited room and ICU days ensure uninterrupted care during critical health episodes. Additional provisions include specialised support for maternity complications and an extended post-hospitalisation period, giving more time to recover after serious conditions. This combination creates a comprehensive framework designed to deliver peace of mind and adapt to life’s changing medical demands.
The medical plan that lets you pay less when you claim less.
最佳医疗保险方案
全方位医疗保障 · 为现代健康需求量身打造
您的健康生活，值得获得奖励！
PRUMillion Med Active 医疗保险计划重视积极的健康管理，并以此为核心提供保障。只要保单持有人保持全年内无索赔记录，即可享有高达 15% 的医疗保险费用率折扣，作为对健康生活方式的奖励。
除此之外，此计划也提供全面的医疗保障，涵盖住院与门诊治疗，以及诸如医生咨询与物理治疗等住院前后服务。同时亦配备全面的癌症保障，包括早期癌症检测的基因测试、治疗及癌症缓解期间的支援等。
这些保障结合起来，为寻求既实惠又全面医疗保障的投保人提供长期价值。
全面的住院与门诊保障，让您高枕无忧！
PRUMillion Med Active 通过将医疗保障与实际治疗需求相匹配，简化了医疗体验。保障范围涵盖手术与手术室费用、医院供应、医师诊查等项目，根据医疗需要提供相应保障。门诊保障同样周全，涵盖住院前指定期间内的门诊咨询与诊断，并延长至出院后的复诊与后续治疗，全面支援康复过程。此外，PRUMillion Med Active 还提供复健治疗等辅助医疗服务，在康复过程中给予持续支援，让整个疗养过程更安心、更从容。
医疗保障再升级，更加安心！
选择随附 Active Booster 附加保单，整体保障将更为全面。它能提升医疗保障范围，并延长关键保障项目的覆盖期限。保单持有人只需保持无索赔记录，便可享有每年高达 RM1,000 的无索偿利益（No Claims Benefit），用于医疗保健服务。Active Booster 也提高年度限额，为您提供更充足的保障以应对不断攀升的医疗费用。无限制天数的病房与加护病房（ICU），确保在危重疾病期间获得不间断的医疗护理 。
此外，此计划亦涵盖妊娠并发症的医疗支援，以及延长住院后的治疗期限，让投保人在经历严重疾病后，拥有更充足的时间安心疗养与复原。这项组合方案构建了一套全面而周全的医疗保障体系，既带来安心保障，也能灵活应对人生各阶段不断变化的医疗需求，为健康带来长久的安心与依靠。
一份让您
索赔少，保费付费更少
的医疗保险计划
www.prudential.com.my | Prudential Malaysia | prudentialmalaysia
