Innovations in technology, medication, and treatment have vastly improved the quality of healthcare, but it is also one of the leading causes behind rising costs. Not to mention, the medical inflation rate in Malaysia is already estimated to be as high as 12 per cent last year. With PRUMy Medical Plus, Malaysians can manage rising medical costs so they can have peace of mind that they are well protected when the unforeseen occurs.
The plan builds up your annual maximum coverage over time with no additional cost and underwriting. It has a guaranteed increasing coverage of RM100,000 to RM150,000 annually and builds up to a RM15 million annual limit for its PRUValue Med Booster and PRUMillion Med Booster options.
It also gives policyholders enhanced protection, including unlimited hospitalisation stays and no claims benefit. No matter what, you can rest assured that PRUMy Medical Plus has got your back!
Customised Health Plans for Your Needs
The PRUMy Medical Plus solution provides comprehensive protection for you and your family through coverage for medical expenses, critical illnesses, accidents, and payor riders. Additionally, the plan can serve as a retirement savings option and includes coverage for Total and Permanent Disability (TPD), offering policyholders a financial buffer for settling personal debts, mortgage payments, and adjusting to lifestyle changes with the payout. To provide a holistic sense of protection, the PRUMy Medical Plus solution also includes a Total Multi Crisis Care rider, which covers specific critical illnesses.
Another important feature of PRUMy Medical Plus is its lifetime renewability. This means that as long as you continue to pay your premiums, you will be able to renew your policy and maintain your coverage even as you age and your healthcare needs become more complex. This is particularly important these days, when healthcare costs are rising exponentially.
Additionally, you may also qualify for the no claims benefit, which rewards them for healthy living. In short, PRUMy Medical Plus represents a versatile and dynamic medical insurance solution that evolves alongside the evolving healthcare needs of policyholders.
Evolving with Your Changing Lifestyle
PRUMy Medical Plus is designed to help alleviate the financial worries of unexpected healthcare expenses for your family now and in the future. It can be customised to fit your specific needs, whether you’re a young adult just starting out or if you have a family of your own. Tailor your coverage to what works for you now, and know that as your life and costs of living change, PRUMy Medical Plus can adapt with you.
So, do yourself a favour and choose PRUMy Medical Plus, the winner of the Natural Health Readers’ Choice Awards for Family Insurance Plan, for peace of mind and all-encompassing protection! For more information, visit http://www.prudential.com.my/en/our-company-newsroom/announcements/medical-plans-that-grow-with-you.
