BEST Child Insurance Plan
Comprehensive Protection for Every Motherhood Journey
Bringing a child into the world brings hope, anticipation, and important choices. PRUMy Child Plus offers a thoughtful layer of protection that begins as early as the first trimester, creating a sense of reassurance during this life changing journey. Built to support both mother and baby, the plan delivers early safeguards, focused medical benefits and continuous care that extends well into childhood.
Holistic Support for Pregnancy and Delivery
Expectant mothers often prepare months before labor, and dependable coverage can ease many of the uncertainties that arise along the way. PRUMy Child Plus provides protection starting from 13 weeks of pregnancy, covering pregnancy complications, emergency C section due to early delivery and dedicated medical care for premature babies. These benefits help mothers navigate unexpected challenges with greater confidence. By addressing crucial needs during pregnancy and delivery, the plan creates a smoother experience for those preparing for one of life’s most meaningful moments.
Enhanced Protection for Baby from Birth to Childhood
A newborn’s earliest days demand vigilant care, particularly when unexpected health issues arise. PRUMy Child Plus extends coverage to hospitalisation arising from congenital conditions, including twenty-seven specified conditions and all structural congenital conditions. The plan also supports treatment for neonatal jaundice requiring phototherapy. Beyond infancy, children continue to receive yearly benefits up to age seven for developmental care such as autism, ADHD and related support therapies. This long-term focus lays a strong foundation for a child’s healthy development while giving families added peace of mind.
Wellbeing and Long-Term Security for Mother and Child
Pregnancy brings emotional and physical changes, making maternal mental wellness essential. The plan also includes comprehensive medical protection, child critical illness coverage for 160 conditions, and accident protection. Payor benefit protection keeps premiums covered if unexpected events affect a parent or the child. Existing customers can also enjoy an easier application process for future pregnancies.
With extensive benefits supporting pregnancy, birth, and early childhood, PRUMy Child Plus remains a dependable choice throughout every stage of motherhood.
A solution that protects mummy and baby from 13 weeks of pregnancy.
最佳儿童保险方案
全程陪伴您度过每一段孕育之旅
迎接新生命的到来，意味着希望、期待，也伴随重要的选择。PRUMy Child Plus 保险方案提供贴心的全方位保障，从孕期的第 13 周起，为母亲和宝宝带来安心与信任，让整个孕育与育儿过程更加从容。
孕期与分娩的全方位保障
怀孕期间，许多妈妈会提前为生产做足准备，但突如其来的状况仍可能让人措手不及，而可靠的保障可以帮助受保人从容面对不确定风险。PRUMy Child Plus 保险方案提供孕期并发症保障、早产紧急剖腹产支持，以及早产儿专属医疗照护，让准妈妈在面对突发状况时更有信心。通过关注孕期和分娩的关键需求，这套方案为迎接新生命的重要时刻，带来更顺畅、安心的体验。
从出生到童年的持续守护
新生儿出生的首几天尤其需要细心呵护，尤其是遇到意外健康问题时，更需要周全保障。PRUMy Child Plus 保险方案将保障延伸至新生儿住院治疗，包括 27 项指定先天性疾病及所有结构性先天缺陷，并支持需接受光疗的新生儿黄疸治疗，让父母在关键时刻不必因医疗费用而担忧。随着孩子逐渐成长，保障也持续陪伴。PRUMy Child Plus 保险方案提供最高至 7 岁的每年成长照护福利，涵盖如自闭症、注意力缺陷多动障碍（ADHD）及相关发展支持疗程。这种长期守护不仅为孩子的健康成长打下坚实基础，也为家长提供更多安心与信心。
守护母婴身心健康与长期保障
怀孕期间，身体和情绪都会发生变化，而妈妈们的心理健康尤为重要。PRUMy Child Plus 保险方案还包含全面医疗保障、涵盖 160 种疾病的儿童重大疾病保障以及意外保障。保费豁免功能（Payor Benefit）可确保在父母或孩子遭遇意外时，保障不中断。现有客户在未来怀孕时，也可享受更简化、方便的申请流程。
凭借覆盖孕期、分娩及儿童早期的全方位保障，PRUMy Child Plus 保险方案成为孕育旅程中可靠的最佳伙伴，让每一位妈妈和孩子都能安心、从容地迎接每一个成长阶段。
一个从怀孕13周开始
保障妈妈和宝宝
的保险方案
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